Last updated: October 26, 2023

Welcome to Chartsmart ("we", "our", or "us"). These Terms and Conditions ("Terms") govern your access to and use of the Chartsmart platform, including any related services, content, tools, and features (the "Service"). By accessing or using our Service, you agree to be bound by these Terms.

1. Use of the Service

You agree to use Chartsmart only for lawful purposes and in accordance with these Terms. You must be at least 18 years old or of legal age in your jurisdiction to use the Service.

2. No Financial Advice

Chartsmart provides analytical tools, educational content, and AI-generated trading suggestions. We do not offer financial, investment, or legal advice. All information is provided for informational and educational purposes only. You are solely responsible for your own trading decisions.

3. Accounts and Access

You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account.

4. Subscriptions and Payments

Certain features of the Service may require payment. By subscribing, you agree to pay the applicable fees and taxes. All payments are processed securely through our payment provider. Subscriptions are non-refundable unless otherwise stated.

5. Intellectual Property

All content, software, branding, and features on Chartsmart are owned by us or our licensors. You may not reproduce, distribute, or exploit any content without our prior written permission.

6. User Content

If you submit or upload any content (such as feedback or screenshots), you grant us a non-exclusive, royalty-free license to use, reproduce, and display it for the purposes of operating and improving the Service.

7. Prohibited Activities

You agree not to:

• Use the Service for illegal or fraudulent purposes
• Interfere with or disrupt the Service
• Reverse-engineer or attempt to access source code
• Share or resell access to the Service without permission

8. Disclaimer of Warranties

The Service is provided “as is” and “as available.” We make no warranties or guarantees regarding accuracy, reliability, or availability. You use the Service at your own risk.

9. Limitation of Liability

We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the past 3 months.

10. Changes to Terms

We may modify these Terms at any time. We’ll notify you of significant changes by email or through the platform. Continued use of the Service after changes means you accept the updated Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, especially for violations of these Terms.